Klear Conseils — Digital fiduciary in Geneva
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Insights & Guides

Practical, English-language guidance on accounting, tax, and running a business in Switzerland — written for expat founders and international entrepreneurs.

17 articles

Swiss CPA in Geneva for Founders & SMEs

Swiss CPA in Geneva for Founders & SMEs

A Swiss CPA (Certified Public Accountant) with an up-to-date dashboard and fixed pricing — for international founders and SMEs in Geneva. English included.

4 June 2026
Setting Up a Sole Proprietorship in Geneva: Steps, Costs & AVS (2026)

Setting Up a Sole Proprietorship in Geneva: Steps, Costs & AVS (2026)

A complete guide to setting up a sole proprietorship (raison individuelle) in Geneva in 2026: the steps, the real costs, taxation, and the pros and cons.

21 April 20268 min
Cross-Border Workers in Geneva: Tax, Social Charges and Obligations

Cross-Border Workers in Geneva: Tax, Social Charges and Obligations

A complete guide for cross-border (frontalier) workers commuting into Geneva: tax regime, social charges, health insurance, retirement planning and administrative obligations.

12 April 20269 min
Filing Your Tax Return in Geneva: Step-by-Step Guide 2026

Filing Your Tax Return in Geneva: Step-by-Step Guide 2026

A complete guide to filing your Geneva tax return in 2026: deadlines, the documents you need, deductions, and tips to avoid costly mistakes.

1 April 20269 min
Closing the Books in Switzerland: The Complete Year-End Checklist for SMEs

Closing the Books in Switzerland: The Complete Year-End Checklist for SMEs

A complete year-end closing checklist for Swiss SMEs: key steps, closing entries, legal deadlines and practical tips for a smooth, efficient set of annual accounts.

22 March 20268 min
Becoming Self-Employed in Geneva: 2026 Tax and Admin Guide

Becoming Self-Employed in Geneva: 2026 Tax and Admin Guide

A complete guide to becoming self-employed in Geneva: legal status, mandatory registrations, social security contributions, taxation, and mistakes to avoid.

20 March 20269 min
The Resident Director Requirement in Switzerland: What Non-Resident Founders Must Know

The Resident Director Requirement in Switzerland: What Non-Resident Founders Must Know

A Swiss GmbH or AG must be able to be represented by a person resident in Switzerland — the key rule for (non-resident) founders.

13 March 2026
Pillar 3a in Switzerland: 2026 Limits, Deductions and Strategy

Pillar 3a in Switzerland: 2026 Limits, Deductions and Strategy

Everything you need to know about Pillar 3a in Switzerland: 2026 contribution limits, tax benefits, bank vs. insurance comparison, and strategies to optimise your tied private pension.

10 March 20268 min
How Much Does an Accountant Cost in Geneva in 2026?

How Much Does an Accountant Cost in Geneva in 2026?

Traditional fiduciary, freelance accountant, or digital fiduciary? A breakdown of real Geneva prices in 2026, the hidden costs to watch for, and how to read a quote properly.

24 February 20267 min
Company Tax in Geneva: Rates and Tax Planning for 2026

Company Tax in Geneva: Rates and Tax Planning for 2026

An effective rate of around 14% in Geneva, plus the capital tax, deductible expenses, and legal tax planning — everything a Geneva-based SME needs to know about its tax bill.

8 January 20267 min
Swiss Holding Company: Guide and Tax Advantages

Swiss Holding Company: Guide and Tax Advantages

The participation exemption can save you tens of thousands of francs a year. A complete guide to holding structures in Switzerland.

4 December 20255 min
Digital vs Traditional Accounting Firm in Switzerland: An Honest Comparison

Digital vs Traditional Accounting Firm in Switzerland: An Honest Comparison

Can a digital accounting firm really replace a traditional Geneva fiduciary? A factual comparison across 8 criteria: price, responsiveness, quality, and data security.

20 November 20256 min
How to Choose Accounting Software in Switzerland in 2026

How to Choose Accounting Software in Switzerland in 2026

An objective comparison of 5 accounting tools for Swiss SMEs: Bexio, Banana, Abacus, Klara and Sage. Criteria, pricing and recommendations by business type.

6 November 20257 min
Salary vs Dividend for a Swiss Company: The Real Strategy

Salary vs Dividend for a Swiss Company: The Real Strategy

The advice to "pay yourself a minimum salary and take the rest as dividends" can cost you dearly. Here is the complete strategy that factors in AVS, the second pillar (LPP), your mortgage, and taxation.

23 October 20257 min
Setting Up a Company in Geneva: The Complete Guide

Setting Up a Company in Geneva: The Complete Guide

Sole proprietorship, Sàrl, or SA? This guide walks you through every step of setting up a company in Geneva: legal form, registration, social-insurance obligations, VAT, and the mistakes to avoid.

7 October 20258 min
Setting Up a Sàrl (LLC) in Geneva: The Complete 2026 Guide

Setting Up a Sàrl (LLC) in Geneva: The Complete 2026 Guide

A step-by-step guide to setting up your Sàrl in Geneva. Articles of association, share capital, the Commercial Register, real costs, and a detailed timeline.

23 September 20257 min
Swiss VAT: Effective vs Flat-Rate (TDFN) Method

Swiss VAT: Effective vs Flat-Rate (TDFN) Method

Effective method or flat-rate (TDFN)? This guide compares the two Swiss VAT accounting methods with worked, number-backed examples to help you choose.

9 September 20255 min