Swiss tax, handled
clearly and in English.

Yes. Klear Conseils is a fully bilingual English-French fiduciary in Geneva. Your returns, advice, and all correspondence with the tax authorities are handled in English by a Swiss CPA.

Companies pay profit tax at federal, cantonal, and communal levels. The combined effective rate depends on the canton; in Geneva it is approximately 14% for an ordinary company. Capital tax also applies at cantonal level. We compute and file all of it.

Most foreign employees are initially taxed at source (deducted from salary). Depending on your income and situation, you may be required to, or benefit from, filing an ordinary return as a 'quasi-resident' to claim additional deductions. We assess which applies and handle the filing.

Yes. Cross-border taxation depends on your canton of work and country of residence, and on the applicable double-taxation treaty. We determine where you owe tax, file the correct returns, and make sure you aren't taxed twice.

Often, yes. For company owners, the mix of salary and dividend affects income tax, social contributions, and pension entitlement. The optimal split is personal: we model it for your situation rather than apply a rule of thumb.

Yes, in addition to profit tax. Capital tax (cantonal and communal, roughly 4‰ of equity in Geneva) is levied on your company's equity: share capital, reserves, and retained earnings. It is due even in a loss-making year as long as equity is positive, though it can be partly offset against profit tax. On equity of CHF 200'000, expect around CHF 800 per year.

It can, in the right situation. A Swiss holding benefits from the participation deduction: qualifying dividends and capital gains from subsidiaries are largely relieved from profit tax, which avoids double taxation across a group. It is worth it above a certain size and complexity. We assess whether it fits before recommending it.

As a salaried director of a Sàrl or SA, occupational pension (LPP) is mandatory once your annual salary exceeds the entry threshold (around CHF 22'680). Beyond the basics, buy-backs (rachats) into your pension are deductible from taxable income and are one of the main levers for an owner-manager. We coordinate the salary, LPP, and dividend mix together.

Typically: salary certificate, bank and account statements, proof of deductions (pillar 3a, medical costs, donations), mortgage statement if you own property, and pension statements if relevant. Our guided checklist lists exactly what applies to you. In Geneva the legal deadline is 31 March, with an extension to 30 June on request, and everything is done online, no appointment needed.

Yes. A Swiss company can carry losses forward over the next 7 financial years (art. 67 LIFD) to offset future profits, which reduces or cancels profit tax until the losses are used up, oldest first. The condition is a properly kept, documented set of accounts. It's a natural buffer for the early years of a business.