Klear Conseils — Digital fiduciary in Geneva
Free tool

How much could you save on your taxes?

Enter your profile, spot the deductions you're missing, and estimate your potential annual saving in real time — by canton and municipality. For employees and Sàrl/SA company owners.

Your tax profile

30k100'000 CHF250k
0No children

Your estimated current tax

Automatic deductions

AVS/AI/APG contributions (~5.3%)5'300 CHF
Unemployment insurance (~1.1%)1'100 CHF
LPP — 2nd pillar (estimated)5'148 CHF
Professional expenses (flat rate)2'654 CHF
Health insurance premiums17'122 CHF
Estimated taxable income68'677 CHF

Tax calculation

ICC (cantonal + communal)8'438 CHF
IFD (direct federal tax)982 CHF
Total estimated tax9'420 CHF
Effective rate9.4%

Estimate based on 2025 tax scales and standard flat-rate deductions. Actual amounts depend on your full situation and the final tax assessment.

Your optimisation opportunities

Tick the optimisations you want to put in place to see your potential saving.

Pension & provision

Pillar 3a contribution

Easy
Up to 7'258 CHF deductible

LPP contribution-year buy-back

Moderate
Up to 50'000 CHF deductible

Common deductions

Health and life insurance premiums

Easy
Up to 17'122 CHF deductible

Training and professional development costs

Easy
Up to 13'000 CHF deductible

Donations to public-interest organisations

Easy
Up to 10'000 CHF deductible

Unreimbursed medical costs

Moderate
Up to 5'000 CHF deductible

Best municipalities in your canton

What you'd pay in other municipalities of Geneva, for an identical profile.

Cologny
8'231 CHF1'189
Genthod
8'231 CHF1'189
Vandoeuvres
8'347 CHF1'073
Collonge-Bellerive
8'405 CHF1'015
Anières
8'579 CHF841

Official municipal coefficients (cantonal source), but indicative amounts: useful for comparing municipalities with each other; the absolute tax depends on your exact situation.

You could save thousands of francs

These estimates are indicative. To put the right strategies in place and maximise your real savings, we analyse your situation together.

Review of your current return and identification of anything missed
A personalised optimisation plan tailored to your situation
Setting up LPP buy-backs, pillar 3a contributions, and other levers
Annual monitoring of your tax situation and preparation of your return